KP Talks Dollars and Sense
KP Talks Dollars and Sense helps you learn financial literacy and provides real-time updates on all things housing, finance, and real estate with your host Kevin Peranio. As an owner and C-level executive for 20 plus years in finance, KP is here to serve you with all of his knowledge and experience. Tune in each week for more episodes. Kevin Peranio does not render or offer to render personalized investment or tax advice through KP Talks Dollars and Sense. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.
Episodes
190 episodes
$11 Billion Lost in the Shutdown
$11 Billion Lost in the ShutdownA government shutdown that cost the U.S. economy $11 billion — with $3 billion gone for good — has ripple effects reaching far beyond Washington. From delayed federal data to frozen loans and rising uncer...
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Season 4
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Episode 18
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14:58
Markets on Edge: Jobs, Shutdowns, and Sticky Inflation
Government Shutdown, Jobs Week & Sticky InflationA possible government shutdown could delay key economic reports, leaving us guessing on the health of the labor market. Meanwhile, mortgage rates remain low, home sales are slowly sta...
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Season 4
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Episode 17
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22:21
Rates Are Falling, But Are Jobs Next?
Falling Rates, Rising Risks & The Jobs QuestionRates are coming down — giving small businesses cheaper money and sparking refinancing momentum. But with labor reports on deck, the big question is: will hiring follow, or will the Fed...
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Season 4
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Episode 16
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25:29
Fed Week Showdown: Will Rates Rise or Fall Next?
💥 Fed Week Showdown — Will Rates Rise or Fall Next?It’s decision time for the Fed. Will rates push higher, hold steady, or finally break lower? Labor is softening, inflation is cooling, and the market is bracing for surprises.Th...
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Season 4
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Episode 15
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18:42
Why Labor Data Could Matter More Than Inflation Reports
💥 Jobs Vanish, Rates Drop, and the Fed’s Next Big MoveNearly a million jobs have quietly been erased in the latest QCEW report, signaling a labor market that’s far weaker than headline numbers suggest. At the same time, mortgage r...
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Season 4
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Episode 14
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18:45
Jobs Data, Rate Cuts & Why Energy Stays Cheap
📉 Jobs Data, Rate Cuts & Why Energy Stays CheapThe September market correction may be brewing, but with $7 trillion in cash on the sidelines, investors are waiting for the right moment to jump back in. All eyes are on jobs data, Fed...
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Season 4
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Episode 13
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19:20
Fed Cuts Rates Again: How Mortgage Costs Could Shift Fast
💰 Liquidity Flows, Rate Cuts & The Future of HousingMarkets are shifting fast as liquidity tightens, the Fed debates rate cuts, and housing demand battles affordability challenges. From consumer spending resilience to labor market s...
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Season 4
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Episode 11
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27:47
Jerome Powell Looks Sad as Markets Brace for Cuts
⚖️ One Fed Seat, Big Market MovesThe Fed’s independence is being tested as political pressure collides with economic reality. With one governor out, the balance of the board could tilt dovish — and markets are already pricing in not jus...
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Season 4
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Episode 12
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30:06
Why Mortgage Applications Just Hit a New High
💰 Mortgage Boom, Inflation Pressure & The Fed’s Next MoveMortgage demand is heating up with Q2 applications and refinances hitting highs, even as rates remain elevated. The Fed’s rate path is in focus with inflation data looming, wh...
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Season 4
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Episode 10
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28:46
Why the Bond Market Wants Rates to Fall
💥 Why the Bond Market Wants Rates to FallThe bond market is flashing a clear signal: rates want to go lower. Labor is softening, inflation is easing (but not gone), and messy jobs data revisions are adding fuel to the Fed’s decision-mak...
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Season 4
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Episode 9
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27:33
Why This Week Could Break the Economy
💥 The U.S. Is Broke — But the Market’s Still Booming?We’re on an unsustainable fiscal path. Debt is surging, tariffs are rising, and the Fed is cornered. But consumer spending is holding strong, corporate earnings are crushing it, and h...
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Season 4
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Episode 8
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27:33
Will the Fed Cut Rates This September?
🏠 The Housing Market Is Changing Fast — Here’s What You Need to KnowRefinance demand is back. Builders are going vertical. And investors are making moves in custom homes and high-end ADUs.We’re seeing a shift: more cash buyers, ...
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Season 4
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Episode 7
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35:23
K-Shaped Economy Explained in Real Time
Bitcoin, Gold, and Liquidity Are Flashing SignalsThere’s less liquidity in the global system — fewer dollar-based tools for countries to trade with.The Economy Is Splitting in Two — And It’s Getting WorseWe’re seeing a b...
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Season 4
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Episode 6
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16:12
Storms, Tariffs, and Growth Ahead
Live from Monterey—with ocean views, executive roundtables, and KP’s signature straight talk—this episode tackles storms, tariffs, and whether growth can outrun debt.Texas floods bring tragedy in an unexpected season, tariff deadlines r...
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Season 4
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Episode 5
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20:11
Will AI Growth Save America’s Economy?
Live from Provo Airport—with monkeys, Bluey, and a travel-weary KP—this episode hits everything from family chaos to market clarity.Inflation’s hotter than expected, GDP takes a dip, and Powell says “soon”… but does he mean it? Plus, cr...
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Season 4
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Episode 4
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17:40
Why the Fed Might Cut Rates Sooner Than Planned
🚨 Live from Woodward Park City, KP’s hitting the slopes and the markets—bringing you Fed updates, retail sales trends, Iran conflict fallout, and why soft landings aren’t just for aerial tricks.Another ceasefire? Maybe. KP breaks down t...
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Season 4
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Episode 3
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9:20
Oil Prices, Sneakflation & the Fed: What’s Moving the Market?
🚨 Live from Corona and the Wedge, KP’s back after a windy take one—breaking down $80 oil, Fed moves, sneakflation, and the wild Pentagon Pizza Index.Another war? Unfortunately, yes. As Israel-Iran tensions rise, KP breaks down how it’s ...
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Season 4
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Episode 2
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25:15
Debt Piles Up, But Rates Hold Firm
🚨 Live from Corona, California, KP is back at the desk breaking down a whirlwind of headlines—from plane crashes and airstrikes to tapable equity and treasury auctions.Geopolitical chaos? Check. Economic uncertainty? Always. But KP cuts...
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Season 4
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Episode 1
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20:20
Inflation, Tariffs, and What's Really Going On
🚨 Live from Sea Island and Atlanta, KP breaks down why inflation may be yesterday’s story—even as tariffs, jobs data, and political noise try to steal the spotlight.Despite tariff tantrums and political theater, inflation is cooling and...
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Season 3
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Episode 44
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16:40
Is Now a Good Time to Buy a House or Not?
🚨 Live from Newport Beach, KP unpacks the real story behind mortgage rates, market rallies, and tariff threats—hint: it's more than just inflation numbers.A poor 20-year Treasury auction and tariff tensions with the EU and Apple have ma...
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Season 3
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Episode 43
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11:55
Inside the Room Where Housing Talks Happen
🚨 Live from the NYSE floor, KP breaks down the real drivers behind mortgage rates and inflation—spoiler: it’s more about Capitol Hill than CPI.The 10-Year Treasury yield is climbing past 4.50%, reacting to Washington’s spending and debt...
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Season 3
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Episode 42
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21:51
Why The Fed Might Delay Rate Cuts This Year
📉 The Fed's in pause mode—not because inflation is hot, but because tariffs might heat it back up. CPI and PPI came in softer than expected, but rate cuts? Still off the table. The Fed is watching the money flow—and the tariff clock—tick.
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Season 3
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Episode 41
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18:11
Markets on Edge: Fed Holds, Trump Moves, Rates Shift
📉 The Fed held steady—and that silence? It spoke volumes. No rate cuts, no bold moves. Just a wait-and-see stance on inflation, especially from tariffs.🇺🇸 Meanwhile, Trump didn’t stay quiet. He came back with a trade deal with the UK—$1...
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Season 3
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Episode 40
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25:06
You Can’t Just Restore 100M Jobs!
💼 CapEx—capital expenditure. It’s what fuels the big moves: massive projects, major upgrades, bold investments.👀 I’m not a financial advisor—I’m not here for your losses, just your wins. But if you’re watching the trends, it’s clear: Ca...
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Season 3
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Episode 39
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27:52
Trump, Powell, and the Dollar Shortage
💵 Cash is King! In the latest episode of KP Talks Dollars and Cents, we dive deep into the critical shortage of dollars 🌎, the impact of a restrictive Fed 🏦, and how the global economy reacts to political moves from Trump 🇺🇸 and Powell 📈.
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Season 3
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Episode 38
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19:42