KP Talks Dollars and Sense
KP Talks Dollars and Sense helps you learn financial literacy and provides real-time updates on all things housing, finance, and real estate with your host Kevin Peranio. As an owner and C-level executive for 20 plus years in finance, KP is here to serve you with all of his knowledge and experience. Tune in each week for more episodes. Kevin Peranio does not render or offer to render personalized investment or tax advice through KP Talks Dollars and Sense. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.
Episodes
159 episodes
Economic Cycles: Rise and Decline
📊 Navigating Economic Uncertainty: Debt, Inflation & Market TrendsThe U.S. economy faces mounting challenges—from soaring debt and deficits to inflation concerns and government spending debates. Treasury yields have dipped, impactin...
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Season 3
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Episode 31
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25:56
Jobs, Debt, Spending: What’s at Stake?
The economy is navigating growing challenges—from soaring debt and deficits to inflation concerns and heated debates over government spending. Treasury yields have fallen, influencing mortgage rates, while stock markets continue climbing on str...
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Season 3
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Episode 30
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30:54
Earnings Boom, Stocks Hit Highs
Auto leasing, insurance, and car costs continue to drive a significant share of the CPI increase.Treasury yields fall from 4.80% to 4.40%, influencing mortgage rates ahead of the March 19 Fed meeting.Retail sales decline as cons...
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Season 3
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Episode 29
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10:45
Is Population Decline a Real Crisis?
Energy consumption in wealthy countries correlates with population growth, education, and career priorities.Immigration helps counter population decline as educated individuals focus more on careers than starting families.Unempl...
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Season 3
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Episode 28
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13:59
Labor vs. Inflation: What It Means for You
Tariffs, Jobs & Market Insights | KP Talks Dollars and SenseIn this episode of KP Talks Dollars and Sense, Kevin Peranio breaks down the latest on tariffs, the labor market, and economic policy. He explores how government spending, Trea...
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Season 3
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Episode 27
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29:26
AI, Markets, and Mortgage Shifts This Week
AI, Inflation & Market Trends | KP Talks Dollars and SenseIn this episode, KP Talks Dollars and Sense, Kevin Peranio shares key insights from the Independent Mortgage Bankers Association Show in Austin. He covers AI’s role in deflat...
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Season 3
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Episode 26
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22:39
AI and Real Estate: Building the Future
Thriving in 2025: Inflation, AI, and Multi-Generational WealthIn this episode of KP Talks Dollars and Sense, Kevin Peranio breaks down how inflation, technology, and homeownership shape our financial future. From Miami’s iconic Café Ver...
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Season 3
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Episode 25
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21:55
Resilience Through Inflation and Wildfires
In times of crisis—whether natural disasters or personal hardships—nothing holds more value than health and community support. This week on KP Talks Dollars and Sense, Kevin Peranio highlights the importance of coming together to support victim...
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Season 3
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Episode 24
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25:08
From Fed Actions to Best Life Lessons
Hawkish cuts – a term that seems contradictory but carries significant weight in the financial world. The Federal Reserve’s recent actions highlight the delicate balance between controlling inflation and fostering economic growth. While cutting...
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Season 3
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Episode 23
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25:44
Ready for the Next Wave of Automation?
Beta represents the next generation.Will Betas be more volatile than previous generations?The Beta generation is projected to outnumber Alphas, with 2.1 billion compared to 2 billion.Tether acts as a bridge, connecting a...
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Season 3
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Episode 22
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30:56
Inflation Factors: Fed's Explanation for 2025
850,000 jobs vanished due to revised labor statistics.355,000 workers quit their jobs last month.723,000 people exited the workforce in just two months.Counting on tax cuts to fuel economic growth is a risky bet....
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Season 3
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Episode 21
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31:07
Fed's Big Week: Key Data and Market Moves
Mortgage complaints comprise less than 1% of consumer grievances.Credit card debt collection issues have risen to 7.4%.CFPB impact understated despite headlines.Diversifying your news sources ensures a more balanced and ...
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Season 3
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Episode 20
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22:46
AI is Already Changing our Productivity
Housing prices experienced a record monthly drop of 14 basis points.The lag effect from leasing prices is now showing up.Housing, which accounts for 45% of the CPI, is a major driver of inflation trends.Tech stocks are surgi...
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Season 3
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Episode 19
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26:54
Tariff Talk, Jobs Week, BRICS and More!
Rents have decreased consistently across all cities.The 12-month index updates monthly, replacing the oldest data to ensure accuracy.Despite the lag in data, I anticipate a 25bps rate cut in December.The Fed's PCE report...
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Season 3
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Episode 18
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22:10
Thanksgiving Thoughts and Consumer Confidence
Inflation rate remains steady at 0.2-0.3%.There's a 55% likelihood of a 25-basis-point rate cut by the Fed.A weak dollar supports easier debt repayment.Inflation is slowing but continues to rise.Shelter accounts for ...
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Season 3
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Episode 17
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21:48
Touchdowns and Trends: Let's Talk Football and Finance
China's Singles Day is like Black Friday on steroids.$200 billion in sales over just 28 days.Chinese consumers are fueling this massive growth.Meanwhile, in the U.S.:Baby Boomers hold 50% of the nation’s net wort...
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Season 3
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Episode 16
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23:57
Economic Shifts: Post-Election Analysis
The US debt-to-GDP ratio has reached an 8-year high, intensifying economic concerns.A "fog of policy" continues to obscure future direction, heightening anxiety about economic stability.Despite the uncertainty of the transition ...
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Season 3
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Episode 15
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29:14
Weak Jobs But A Strong Economy
A 25-basis-point rate reduction is anticipated from the Fed.The bond market is looking beyond the upbeat jobs report.Institutional trades are now guided by underlying economic trends.A 25-basis-point rate cut from the Fe...
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Season 3
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Episode 14
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25:36
Fed Cuts and a Massive Earnings Week
AMD reports robust semiconductor performance.Economic indicators suggest positive momentum.10-Year Treasury yield rises to 4.27%.Elevated interest rates hint at economic shifts ahead.Strong liquidity continues to...
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Season 3
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Episode 13
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16:47
The Flow Of Money: Stocks, Bonds, And Volatility
Retail Sales Beat Expectations, Inflationary Pressures Rise.Core Retail Sales Surge, Signaling Strong Consumer Demand.Retail Sales Accelerate, But Inflationary Concerns Linger.Multifamily Construction Slowdown, Rental Pr...
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Season 3
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Episode 12
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25:03
The Growing Threat of US Debt
AI is boosting jobs, not killing them.The U.S. remains the world's strongest economy, with China in second.AI is a powerful engine for efficiency.AI is now the driving force shaping the global economy.While produ...
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Season 3
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Episode 11
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19:04
Economic Challenges and How to Weather Them
Rates don’t follow a straight path.The 10-year Treasury is at 4.02%, and the market is responding.Strong job reports and solid economic growth are in play.We’re expecting a 25 basis point cut in November, and another in ...
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Season 3
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Episode 10
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20:25
What China’s Stimulus Means for the Global Economy
The Fed's been playing it cool, but they might be ready to lower interest rates again. It's a big deal because it can affect everything from your mortgage to your investments.China, the world's second-biggest economy, just ...
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Season 3
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Episode 9
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31:33
Inflation Tamed and The Fed's New Focus
The Fed just cut rates by 50 basis points. But this pattern is about to shift—are you ready for the change?Housing equity has skyrocketed to $33.8 trillion. So, why keep your cash sitting idle? It’s time to put y...
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Season 3
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Episode 8
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15:18
Fed Decisions, Market Volatility, and Global Shifts
Now is a great time to buy a house.Housing prices are cooling down without a crash, and lower interest rates are driving up demand.Options give you rights; futures come with obligations.Quad Witching Day: A major event w...
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Season 3
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Episode 7
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25:56