KP Talks Dollars and Sense
KP Talks Dollars and Sense helps you learn financial literacy and provides real-time updates on all things housing, finance, and real estate with your host Kevin Peranio. As an owner and C-level executive for 20 plus years in finance, KP is here to serve you with all of his knowledge and experience. Tune in each week for more episodes. Kevin Peranio does not render or offer to render personalized investment or tax advice through KP Talks Dollars and Sense. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.
Episodes
185 episodes
Jobs Data, Rate Cuts & Why Energy Stays Cheap
š Jobs Data, Rate Cuts & Why Energy Stays CheapThe September market correction may be brewing, but with $7 trillion in cash on the sidelines, investors are waiting for the right moment to jump back in. All eyes are on jobs data, Fed...
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Season 4
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Episode 13
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19:20
Fed Cuts Rates Again: How Mortgage Costs Could Shift Fast
š° Liquidity Flows, Rate Cuts & The Future of HousingMarkets are shifting fast as liquidity tightens, the Fed debates rate cuts, and housing demand battles affordability challenges. From consumer spending resilience to labor market s...
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Season 4
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Episode 11
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27:47
Jerome Powell Looks Sad as Markets Brace for Cuts
āļø One Fed Seat, Big Market MovesThe Fedās independence is being tested as political pressure collides with economic reality. With one governor out, the balance of the board could tilt dovish ā and markets are already pricing in not jus...
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Season 4
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Episode 12
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30:06
Why Mortgage Applications Just Hit a New High
š° Mortgage Boom, Inflation Pressure & The Fedās Next MoveMortgage demand is heating up with Q2 applications and refinances hitting highs, even as rates remain elevated. The Fedās rate path is in focus with inflation data looming, wh...
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Season 4
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Episode 10
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28:46
Why the Bond Market Wants Rates to Fall
š„ Why the Bond Market Wants Rates to FallThe bond market is flashing a clear signal: rates want to go lower. Labor is softening, inflation is easing (but not gone), and messy jobs data revisions are adding fuel to the Fedās decision-mak...
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Season 4
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Episode 9
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27:33
Why This Week Could Break the Economy
š„ The U.S. Is Broke ā But the Marketās Still Booming?Weāre on an unsustainable fiscal path. Debt is surging, tariffs are rising, and the Fed is cornered. But consumer spending is holding strong, corporate earnings are crushing it, and h...
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Season 4
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Episode 8
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27:33
Will the Fed Cut Rates This September?
š The Housing Market Is Changing Fast ā Hereās What You Need to KnowRefinance demand is back. Builders are going vertical. And investors are making moves in custom homes and high-end ADUs.Weāre seeing a shift: more cash buyers, ...
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Season 4
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Episode 7
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35:23
K-Shaped Economy Explained in Real Time
Bitcoin, Gold, and Liquidity Are Flashing SignalsThereās less liquidity in the global system ā fewer dollar-based tools for countries to trade with.The Economy Is Splitting in Two ā And Itās Getting WorseWeāre seeing a b...
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Season 4
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Episode 6
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16:12
Storms, Tariffs, and Growth Ahead
Live from Montereyāwith ocean views, executive roundtables, and KPās signature straight talkāthis episode tackles storms, tariffs, and whether growth can outrun debt.Texas floods bring tragedy in an unexpected season, tariff deadlines r...
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Season 4
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Episode 5
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20:11
Will AI Growth Save Americaās Economy?
Live from Provo Airportāwith monkeys, Bluey, and a travel-weary KPāthis episode hits everything from family chaos to market clarity.Inflationās hotter than expected, GDP takes a dip, and Powell says āsoonāā¦ but does he mean it? Plus, cr...
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Season 4
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Episode 4
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17:40
Why the Fed Might Cut Rates Sooner Than Planned
šØ Live from Woodward Park City, KPās hitting the slopes and the marketsābringing you Fed updates, retail sales trends, Iran conflict fallout, and why soft landings arenāt just for aerial tricks.Another ceasefire? Maybe. KP breaks down t...
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Season 4
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Episode 3
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9:20
Oil Prices, Sneakflation & the Fed: Whatās Moving the Market?
šØ Live from Corona and the Wedge, KPās back after a windy take oneābreaking down $80 oil, Fed moves, sneakflation, and the wild Pentagon Pizza Index.Another war? Unfortunately, yes. As Israel-Iran tensions rise, KP breaks down how itās ...
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Season 4
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Episode 2
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25:15
Debt Piles Up, But Rates Hold Firm
šØ Live from Corona, California, KP is back at the desk breaking down a whirlwind of headlinesāfrom plane crashes and airstrikes to tapable equity and treasury auctions.Geopolitical chaos? Check. Economic uncertainty? Always. But KP cuts...
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Season 4
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Episode 1
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20:20
Inflation, Tariffs, and What's Really Going On
šØ Live from Sea Island and Atlanta, KP breaks down why inflation may be yesterdayās storyāeven as tariffs, jobs data, and political noise try to steal the spotlight.Despite tariff tantrums and political theater, inflation is cooling and...
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Season 3
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Episode 44
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16:40
Is Now a Good Time to Buy a House or Not?
šØ Live from Newport Beach, KP unpacks the real story behind mortgage rates, market rallies, and tariff threatsāhint: it's more than just inflation numbers.A poor 20-year Treasury auction and tariff tensions with the EU and Apple have ma...
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Season 3
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Episode 43
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11:55
Inside the Room Where Housing Talks Happen
šØ Live from the NYSE floor, KP breaks down the real drivers behind mortgage rates and inflationāspoiler: itās more about Capitol Hill than CPI.The 10-Year Treasury yield is climbing past 4.50%, reacting to Washingtonās spending and debt...
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Season 3
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Episode 42
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21:51
Why The Fed Might Delay Rate Cuts This Year
š The Fed's in pause modeānot because inflation is hot, but because tariffs might heat it back up. CPI and PPI came in softer than expected, but rate cuts? Still off the table. The Fed is watching the money flowāand the tariff clockātick.
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Season 3
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Episode 41
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18:11
Markets on Edge: Fed Holds, Trump Moves, Rates Shift
š The Fed held steadyāand that silence? It spoke volumes. No rate cuts, no bold moves. Just a wait-and-see stance on inflation, especially from tariffs.šŗšø Meanwhile, Trump didnāt stay quiet. He came back with a trade deal with the UKā$1...
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Season 3
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Episode 40
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25:06
You Canāt Just Restore 100M Jobs!
š¼ CapExācapital expenditure. Itās what fuels the big moves: massive projects, major upgrades, bold investments.š Iām not a financial advisorāIām not here for your losses, just your wins. But if youāre watching the trends, itās clear: Ca...
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Season 3
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Episode 39
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27:52
Trump, Powell, and the Dollar Shortage
šµ Cash is King! In the latest episode of KP Talks Dollars and Cents, we dive deep into the critical shortage of dollars š, the impact of a restrictive Fed š¦, and how the global economy reacts to political moves from Trump šŗšø and Powell š.
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Season 3
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Episode 38
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19:42
Consumer Strain vs. Spending Power
Consumer Strain vs. Spending Power | KP Talks Dollars and Senseš Live from Corona, CaliforniaIn this episode, Kevin Peranio dives into the growing tension between consumer strength and financial strain in America. After return...
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Season 3
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Episode 37
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27:53
Broke Americaās Trade War
Broke Americaās Trade War | KP Talks Dollars and Senseš Live from Washington, DC during MBAās Advocacy in Action WeekIn this episode, Kevin Peranio unpacks the real reason behind Americaās current trade warāand why tariffs may not b...
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Season 3
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Episode 36
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28:44
Recession Fears and Market Shifts Ahead
š Rates Drop, Markets Move, and Tariffs HitāWelcome to Liberation DayKevin Perenchio comes to you live from Corona, CA, with a jam-packed update on markets, inflation, rates, jobs, and what Liberation Day really means for the economy. R...
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Season 3
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Episode 35
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25:49
The Dollar Weakens, What Comes Next?
š The Dollar WeakensāWhat Comes Next?Live from Arlington, TX at The Mortgage Collaborative Event, Kevin breaks down the Fedās latest moveāand what it means for inflation, liquidity, and the economy.š Key Topics Covered:ā± 00:00 ā...
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Season 3
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Episode 34
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30:56
The Fedās Uncertainty Crisis
Is the Fed Falling Behind? | KP Talks Dollars and Senseš Live from Arlington, TX at The Mortgage Collaborative EventIn this episode, Kevin Peranio breaks down the real takeaway from the latest Fed meetingāand itās not what the headl...
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Season 3
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Episode 33
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22:32