KP Talks Dollars and Sense
KP Talks Dollars and Sense helps you learn financial literacy and provides real-time updates on all things housing, finance, and real estate with your host Kevin Peranio. As an owner and C-level executive for 20 plus years in finance, KP is here to serve you with all of his knowledge and experience. Tune in each week for more episodes. Kevin Peranio does not render or offer to render personalized investment or tax advice through KP Talks Dollars and Sense. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.
Episodes
142 episodes
Weak Jobs But A Strong Economy
A 25-basis-point rate reduction is anticipated from the Fed.The bond market is looking beyond the upbeat jobs report.Institutional trades are now guided by underlying economic trends.A 25-basis-point rate cut from the Fe...
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Season 3
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Episode 14
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25:36
Fed Cuts and a Massive Earnings Week
AMD reports robust semiconductor performance.Economic indicators suggest positive momentum.10-Year Treasury yield rises to 4.27%.Elevated interest rates hint at economic shifts ahead.Strong liquidity continues to...
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Season 3
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Episode 13
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16:47
The Flow Of Money: Stocks, Bonds, And Volatility
Retail Sales Beat Expectations, Inflationary Pressures Rise.Core Retail Sales Surge, Signaling Strong Consumer Demand.Retail Sales Accelerate, But Inflationary Concerns Linger.Multifamily Construction Slowdown, Rental Pr...
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Season 3
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Episode 12
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25:03
The Growing Threat of US Debt
AI is boosting jobs, not killing them.The U.S. remains the world's strongest economy, with China in second.AI is a powerful engine for efficiency.AI is now the driving force shaping the global economy.While produ...
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Season 3
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Episode 11
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19:04
Economic Challenges and How to Weather Them
Rates don’t follow a straight path.The 10-year Treasury is at 4.02%, and the market is responding.Strong job reports and solid economic growth are in play.We’re expecting a 25 basis point cut in November, and another in ...
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Season 3
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Episode 10
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20:25
What China’s Stimulus Means for the Global Economy
The Fed's been playing it cool, but they might be ready to lower interest rates again. It's a big deal because it can affect everything from your mortgage to your investments.China, the world's second-biggest economy, just ...
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Season 3
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Episode 9
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31:33
Inflation Tamed and The Fed's New Focus
The Fed just cut rates by 50 basis points. But this pattern is about to shift—are you ready for the change?Housing equity has skyrocketed to $33.8 trillion. So, why keep your cash sitting idle? It’s time to put y...
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Season 3
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Episode 8
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15:18
Fed Decisions, Market Volatility, and Global Shifts
Now is a great time to buy a house.Housing prices are cooling down without a crash, and lower interest rates are driving up demand.Options give you rights; futures come with obligations.Quad Witching Day: A major event w...
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Season 3
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Episode 7
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25:56
Mortgage Market Updates and Treasury Trends
The Fed has cut interest rates, following the lead of other central banks.Global oil demand is on the decline.Liquidity is growing in financial markets, creating new opportunities.Jobless claims have risen slightly, sign...
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Season 3
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Episode 6
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19:19
Inflation Eases, but the Labor Market Remains a Concern
Inflation has its benefits, but the real driver is the labor market.We'll see if recent figures are overstated with the August jobs report. Meanwhile, jobless claims are slowly ticking up, and lenders are now demanding upfront agreement...
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Season 3
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Episode 5
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21:45
Market Moves: AI and Institutional Trading
Happy Labor Day!The top 500 asset managers control a whopping $131 trillion. Every day, $558 billion is traded on US stock markets, with 90% of this trading done by institutions and 80% of it automated. Bad economic news...
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Season 3
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Episode 4
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16:08
Insurance Crisis, Market Updates, and AI Weather
Insurance rate hikes are intended to stabilize finances, but urgent government action is needed to address the ongoing insurance crisis. Federal regulation remains limited due to differing state-level rules.Despite recent turbulence fro...
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Season 3
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Episode 3
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13:53
Is the Economy On Shaky Ground?
Growing recession concerns.Consumer confidence is wavering, job cuts are on the rise, and critical indicators are signaling a potential recession.The Federal Reserve has missed the mark on unemployment predictions, underestimati...
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Season 3
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Episode 2
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21:05
Fed Pressured as Market Fluctuation Intensifies
Credit, not cash, is the true engine of the economy.The recent turmoil in the stock market is a prime example of how leverage and contagion can wreak havoc.Leverage, credit, contagion—these forces drive the financial world.<...
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Season 3
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Episode 1
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15:51
Our Economy: 70% Struggle and 30% Thrive
McDonald's is encountering its largest sales hurdle in 20 years, opening doors for strategic pivots and new opportunities. The economy is increasingly driven by 70% non-baby boomers, with baby boomers accounting for 30%, indicating...
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Season 2
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Episode 58
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25:49
Big Tech Glitch Shakes the Markets
Many people are actively trading futures and options, and their movements are driving market trends. With futures options expiring soon, it's a critical time in the market.The recent CrowdStrike incident wasn't solely their faul...
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Season 2
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Episode 57
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18:12
Financials Kick Off Earnings Season Strong
Financials set the tone for the earnings season.Retail sales are projected to decline by 0.2%.The Big 3 financials are influencing growth expectations.Earnings numbers have a significant impact on the flow of money and e...
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Season 2
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Episode 56
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16:24
Will Rates Get Cut Soon?
The Core PCE (Personal Consumption Expenditures) gauge is critical for understanding economic policy decisions, particularly inflation-related ones.Currently, inflation is showing signs of slowing down. The post-COVID recovery in supply...
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Season 2
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Episode 55
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30:46
Jobs Week Reports 170k Jobs!
AI is the greatest revolution yet.The Fed's balance sheet is shrinking.The Fed's latest numbers indicate a drop in GDP estimates.Learn how AI impacts the markets and what GDP numbers are telling us. Here's the in...
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Season 2
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Episode 54
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23:48
$6 Trillion is Waiting on the Sideline
Lower rates might benefit consumers.We buy and sell money and that's what we do. We're still helping people get a house.This episode we will understand how the secondary market sees our business and the core of the busin...
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Season 2
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Episode 53
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19:11
The Mixed Bag of Economic Indicators
Most Federal Reserve officials (14 out of 16) think unemployment will stay low, around 4.1%.While 2 Fed members think it might even drop a little lower, to 3.8%.Unemployment is getting worse than expected.The Fed still w...
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Season 2
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Episode 52
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20:31
NVIDIA's Trillion-Dollar Boom
Multiple banks have cut including the European Central Bank.More banks will cut in their upcoming meetings.We don't need a very strong dollar.The DOJ warns not to share specific commission amounts.The commission ...
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Season 2
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Episode 51
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17:46
It’s Jobs Week and the Fed is in Blackout Mode
The softening in prices paid is noted in the manufacturing report.A significant drop in manufacturing prices could indicate a slowing economy.Declining copper prices suggest a potential economic slowdown.There was a 4% m...
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Season 2
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Episode 50
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20:19