Will the Fed Cut Rates This September? Artwork

KP Talks Dollars and Sense

KP Talks Dollars and Sense helps you learn financial literacy and provides real-time updates on all things housing, finance, and real estate with your host Kevin Peranio. As an owner and C-level executive for 20 plus years in finance, KP is here to serve you with all of his knowledge and experience. Tune in each week for more episodes. Kevin Peranio does not render or offer to render personalized investment or tax advice through KP Talks Dollars and Sense. The information provided is for informational purposes only and does not constitute financial, tax, investment or legal advice.

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KP Talks Dollars and Sense

Will the Fed Cut Rates This September?

July 28, 2025 • Kevin Peranio • Season 4 • Episode 7

🏠 The Housing Market Is Changing Fast — Here’s What You Need to Know

Refinance demand is back. Builders are going vertical. And investors are making moves in custom homes and high-end ADUs.

We’re seeing a shift: more cash buyers, compressed inventory, and a growing affordability divide.

The middle class is getting squeezed — but smart originators and buyers are staying agile in this volatile economy.

📉 CPI and PPI reports show inflation is cooling, but not fast enough. The Fed’s soft landing is in doubt, and recession risks remain.

Episode Highlights:

00:00 - Refi Market Snapshot & Borrower Urgency
01:10 - Culver City Build Tour: Pools, Views & High ROI
02:35 - Custom Homes, ADUs & High-Equity Buyers
03:55 - CPI/PPI Inflation Report & Fed Reactions
05:00 - Builder Activity, Consumer Behavior & Wealth Gaps
06:15 - Refi Lock Windows & Inventory Pressure
07:30 - BlackRock, Gold, and Global Liquidity Trends
09:00 - Middle Class Erosion & Credit Market Impacts
11:15 - Tariffs, Taxes & U.S. Economic Fragility
12:20 - Global Central Banks, BIS, and De-dollarization

Lead with knowledge. Stay in control, stay informed: https://linktr.ee/kptalksdollarsandsense

#HousingMarket #Refinance #Inflation #Gold #Bitcoin #InterestRates #LiquidityCrisis #CPI #PPI #MortgageNews #RealEstateInvesting #KPTalksDollarsAndSense #FinanceUpdate #MiddleClassSqueeze

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Kevin Peranio

Host